If you have been injured in a car accident, slip and fall, or any other type of injury accident-call Dailey Law Offices today to speak to one of our experienced Personal Injury lawyers. We care about you and understand the difficulties you are likely experiencing due to your accident. These issues can range from medical, chiropractic, and physical therapy bills, to costs incurred for crutches, walkers, etc., to loss of wages. We always offer a free initial consultation and have two convenient locations in Hilliard and Delaware. We will make every effort to settle your claim with results you are pleased with, but our attorneys are not afraid to fight to get every penny that you deserve
Bankruptcy
Columbus Bankruptcy Attorney
If you are unable to make payments to your creditors and suffering from creditor harassment, have been sued for unpaid debt, or are facing garnishment , foreclosure or repossession of your vehicle, contact Dailey Law Offices to speak with a member of our team to guide you through your options
Filling Bankruptcy with Dailey Law Offices
Stephanie N. Dailey, experienced Columbus Bankruptcy Lawyer, personally consults with all potential clients for free. During the initial consultation our Columbus Bankruptcy Lawyer will gather specific information about your particular financial situation including your household income for the last six months, take in inventory of your assets and their approximate value as well as the type and amount of debt that you owe. You will also be asked to provide information on arrearages that you may be in and whether or not you wish to retain or surrender certain items of real or personal property. After gathering this information our Columbus Bankruptcy Lawyer will advise you of all non-bankruptcy options and discuss whether a Chapter 7 or a Chapter 13 bankruptcy is the best option for your personal situation should you decide or need to file bankruptcy. Contact our Columbus Bankruptcy Lawyer today for a free consultation
Columbus Criminal Defense Lawyer
If you have been charged with a criminal offense Dailey Law Offices has the professional and highly skilled Columbus Criminal Defense lawyers that will fight aggressively for your rights. Our Columbus Criminal Defense lawyers have extensive courtroom experience and are prepared to argue the best defense for you. If you have been charged with a crime it is crucial to seek legal assistance from an experienced and committed criminal defense lawyer as quickly as possible. If you are in need of a Columbus Criminal Defense Lawyer to assist you with your criminal legal matter, contact Dailey Law Offices for a free consultation today. Dailey Law Offices has experienced Columbus Criminal Defense lawyers ready to assist you with numerous criminal legal matters such as the following:
DUI Defense
Drug Crimes
Assault
Robbery
Murder
Traffic Offenses
Other Felony Offenses
Misdemeanor Offenses
Columbus Family Lawyer
Stephanie N. Dailey, Columbus Family Lawyer, meets personally with each prospective client for a free consultation to discuss your family law issues. Dailey Law Offices makes every attempt to settle your case in your best interest as expediently and cost effectively as possible. However, not every case can be settled and in the event that is your case you will want an aggressive, experienced, thorough Columbus Family Lawyer like Stephanie N. Dailey to advocate for you in the courtroom. Dailey Law Offices has experienced, caring, Columbus Family Lawyers to assist you with your family law needs such as:
Divorce
Dissolution
Child Custody and Visitation
Child Support
Grandparent Rights
Stepparent Adoption
Prenuptial Agreements
Post-decree Modifications
Columbus Probate and Estate Planning Lawyer
Probate and Estate Planning
Contact Dailey Law Offices, experienced Columbus Probate and Estate Planning Lawyers, today to schedule a free consultation to discuss your estate planning needs. Everyone, no matter the value of their assets, should have a will. Stephanie N. Dailey, Columbus Probate and Estate Planning Lawyer, offers an estate planning package with the following important documents: Will, Living Will, Financial Power of Attorney, Healthcare Power of Attorney, Simple Family Trust (if you have minor children)
Wills
A will is a document that directs the disposal of your property, both real and personal, at the time of your death. Drafting a will puts less pressure and trouble on the shoulders of your family when you are deceased. In addition, properly titling your real and personal property will make for a quick administration after your death
Living Will
A Living Will is a document that directs health care personnel as to the treatment or lack of treatment that you wish to receive should you enter a terminally ill or permanently unconscious state. If you do not have a Living Will your wishes may not be honored should you become terminally ill or permanently unconscious
Financial and Health Care Power of Attorneys
A Power of Attorney gives another individual the power to make financial and healthcare decisions for you at a time when you are unable to make them yourself. A healthcare power of attorney prevents the need for a guardian to be appointed in the event you become unable to make healthcare decisions for yourself. It is important to draft these documents while you are mentally capable of doing so
Probate
When a family member dies you will want a competent, caring, lawyer to guide you through the probate process and Dailey Law Offices has the right Columbus Probate Lawyers to help you through a difficult time. Our Columbus Probate Lawyers will meet with you to gather all necessary information to open an estate in Probate Court for your deceased family member or friend and ensure that the estate is closed as quickly as possible
Guardianships
In the event that a family member no longer has the mental capacity to care for themselves and a healthcare power of attorney is not in place, Dailey Law Offices can assist you or a family member in obtaining a guardianship so that you can make decisions necessary to best care for your loved one. Dailey Law Offices offers affordable prices on estate planning packages for individuals and couples. Please see our fees for more details
Simple Family Trusts
If you have minor children it is important to establish a simple family trust before you are deceased. This allows the trustee to spend money for the benefit of your child without asking permission from the probate court every time an expenditure is made. Call Dailey Law Offices today and speak with an experienced Columbus Estate Planning lawyer about a simple family trust
Bankruptcy Law
Bankruptcy Overview
General Bankruptcy Info
Columbus Bankruptcy Lawyer
If you are being harassed by creditors, have been sued for unpaid debt, had your wages garnished, your bank account attached, or are in danger of having your home foreclosed on, filing Bankruptcy can put an end to any creditor action. Dailey Law Offices has the experienced Columbus Bankruptcy Lawyers ready to assist you in determining whether or not you need to file Bankruptcy and if so whether or not you need to file a Chapter 7 or a Chapter 13 bankruptcy
How Bankruptcy Works
Once one of our experienced Columbus Bankruptcy Lawyers files your petition electronically you will be assigned a trustee and a date for your 341 hearing, commonly known as the meeting of creditors. At the 341 hearing you will be required to testify about the information contained in your petition and whether or not any changes have occurred since you filed. The 341 hearing is a short, informal hearing held at the Bankruptcy Court on North High Street. One of our Columbus Bankruptcy Lawyers will accompany you to this hearing. If you have filed a Chapter 7 bankruptcy case and there are no outstanding issues in your case, including no further documentation needed to be turned over to the trustee, your case should be discharged about 60 days after your 341 hearing date. If you have filed a Chapter 13 bankruptcy case you will have a confirmation hearing set about 30 days after your 341 hearing. This gives your attorney time to correct any objections by the trustee to the confirmation of your proposed Chapter 13 payment plan. Your attorney will inform you as to whether or not you need to be present at the confirmation hearing. Contact a Columbus Bankruptcy Lawyer at Dailey Law Offices today to set up your free consultation
Chapter 7 Bankruptcy
Who may file a Chapter 7 bankruptcy?
At your initial consultation, an experienced Columbus Bankruptcy Lawyer, will gather information about your personal financial situation to determine whether or not you should or may file a Chapter 7 bankruptcy. In a Chapter 7 bankruptcy you receive a discharge of all unsecured debt with the exception of domestic support obligations, student loans, and some tax debt. The first determination to be made is your gross household income over the past six months and your household family size. If your income is under a certain amount for your family household size then you will most likely qualify to file a Chapter 7 bankruptcy with respect to your income
Considerations to be made when deciding whether or not to file a Chapter 7 bankruptcy
One of Dailey Law Offices' experienced Columbus Bankruptcy Lawyers will discuss with you other considerations besides income to be made when deciding whether or not to file a Chapter 7. Some considerations include your assets and the value of those assets as well as whether or not you are in arrearages on your mortgage payment if you own a home and wish to keep your home. Call Dailey Law Offices today and schedule a free consultation with one of our Columbus Bankruptcy Lawyers to determine your filing eligibility
Chapter 13 Bankruptcy
Who should file a Chapter 13 bankruptcy?
A Chapter 13 Bankruptcy allows you to pay your secured debt and some percentage of your unsecured debt over a period of time not to exceed 60 months. In some instances you may not pay anything to unsecured creditors. There are several reasons why you may need or want to file a Chapter 13 Bankruptcy. One of Dailey Law Offices' Columbus Bankruptcy Lawyers will discuss these reasons with you at your free initial consultation. If your gross household income is over a certain amount for your family household size then you will need to file a Chapter 13. If you are in arrearages on your mortgage payments and you want to keep your home then you will need to file a 13, even if your income qualifies you to file a Chapter 7. Once one of Dailey Law Offices' Columbus Bankruptcy Lawyers determines that you need to file a Chapter 13 a payment plan will be calculated and proposed to the trustee. The payment plan is based on the greater of either your disposable income or what your unsecured creditors would have received had you filed a Chapter 7 Bankruptcy. You will be able to retain all of your property and can include tax debt in your plan payments. Dailey Law Offices' Columbus Bankruptcy Lawyers act quickly and aggressively to ensure that a feasible Chapter 13 Plan is confirmed. Contact Dailey Law Offices today to speak with an experienced Columbus Bankruptcy Lawyer who can assist you in formulating a feasible plan that will allow you to free yourself from your debt
Stephanie Dailey Law Bankruptcy Forms
Bankruptcy Client Packet
Bankruptcy Consultation Form
Process of Filing Bankruptcy
Personal Financial Evaluation
When you contact Dailey Law Offices you will receive a free consultation with an experienced Columbus Bankruptcy Lawyer who will evaluate your personal financial situation. You will be given a packet of information to be filled out with respect to your income, assets, and debts and you will be asked to gather a list of documents that will be required to assist one of our Columbus Bankruptcy Lawyers with preparing your petition and/or that will be needed to be sent to the trustee for their review. Once we have received your information and the required documents it takes us approximately 10-14 business days to draft your petition. Your lawyer will meet with you to review and sign the petition
341 Hearing or Meeting of the Creditors
A 341 hearing will be set approximately 30-45 days after one of Dailey Law Offices' Columbus Bankruptcy Lawyers have filed your petition. At the 341 hearing the trustee assigned to your case will question you under oath about the answers you provided in your bankruptcy petition. Barring any issues with your case or review of any additional documents that the trustee requests at the 341 hearing you will receive notice of discharge within about 60 days after the 341 hearing if you filed a Chapter 7 bankruptcy. If you filed a Chapter 13 bankruptcy your confirmation hearing will be set about 30 days after your 341 hearing
Confirmation Hearing
If you filed a Chapter 13 bankruptcy a confirmation hearing will be held to either confirm your proposed plan or in the event that the plan is not in a posture to be confirmed because of some outstanding objections the confirmation hearing will be continued to allow one of Dailey Law Offices' Columbus Bankruptcy Lawyers additional time to cure those objections
Post Confirmation or Discharge
If you have filed a Chapter 7 bankruptcy once you receive a discharge and your bankruptcy case is closed you may begin rebuilding your credit again. If you have filed a Chapter 13 bankruptcy, until you have completed your plan and your case has been closed your financial decisions will be monitored by the trustee. Once your plan has been completed you too may go on to rebuild your credit debt free. Contact Dailey Law Offices today for a free consultation with a Columbus Bankruptcy Lawyer who can guide you through the bankruptcy process
Bankruptcy Alternatives
Bankruptcy Alternatives
When you meet with one of Dailey Law Offices' experienced Columbus Bankruptcy Lawyers you will go over alternatives to filing bankruptcy. Several of those options include: Credit Counseling Agencies, Debt Settlement Or Creditor Negotiation, Loan Modifications, Deed In Lieu Of Foreclosure, Short Sale
Credit Counseling Agencies
Credit counseling agencies act as a middleman between yourself and your creditors to negotiate lower payments and/or interest rates. These agencies are non-profit and offer free consultations. This is an alternative worth looking into if your debt only includes unsecured debt such as credit cards and medical bills
Debt Settlement or Creditor Negotiation
Creditors are often willing to accept a lesser amount than the total debt owed in total satisfaction of the full amount owed. You can either try these negotiations on your own or retain an experienced Columbus Bankruptcy Lawyer at Dailey Law Offices' to assist you with this bankruptcy alternative
Loan Modifications
If you are behind on your mortgage payments or know that you will fall behind soon you should contact your bank to apply for a loan modification. Unfortunately, loan modifications are difficult to obtain and more often than not banks are difficult to work with, but it is an alternative to filing bankruptcy
Deed in Lieu of Foreclosure
One way to avoid foreclosure is to issue the bank a deed to your home in lieu of foreclosure. If there is no equity or very little equity in your home the bank will likely not agree to this option, but if you do have a substantial amount of equity in your home the bank may be willing to accept title to the home and in exchange will not file a foreclosure action against you
Short Sale
Another way to avoid foreclosure is to attempt a short sale. Many large real estate brokers have agents that specialize in short sales and if a short sale is feasible for your particular situation then it may be a viable bankruptcy alternative. Contact Dailey Law Offices today to speak with a Columbus Bankruptcy Lawyer who will explore all of your bankruptcy and non-bankruptcy alternatives
Stephanie Dailey Law Bankruptcy Forms
Bankruptcy Client Packet
Bankruptcy Consultation Form
Fees
Contact Dailey Law Offices today to set up your free consultation
Attorney Fees
One of our attorneys will provide a fee quote to all potential clients at their initial consultations. Some cases are quoted on a flat rate fee basis, some on a retainer basis and some clients will receive both a flat rate and retainer quote. Dailey Law Offices makes every effort to work with qualified clients on payment plans
Flat Rate Fee Services
Contact Dailey Law Offices today to set up your free consultation
Bankruptcies
Fees for a Chapter 7 bankruptcy are $1,500.00. Fees for a Chapter 13 bankruptcy are $3,500.00. A down payment of $1,600.00 is required and the remainder of the fees shall be paid through the plan
Estate Planning Packages
Fees for an estate planning package for an individual are $500.00. Fees for an estate planning package for a couple are $700.00
Attorney Profiles
Stephanie N Dailey
Stephanie N. Dailey graduated from the Ohio State University in 1999 with a major in Communication and a minor in Political Science. She graduated from Capital University Law School in 2002 with a concentration in Environmental Law. While a student at Capital University Law School, Stephanie created and acted as Co-President of the Animal Law Society-the first student body organization in Capital University Law School's history dedicated to furthering the interests of animal law. She was also a finalist in the first year Moot Court Competition. Stephanie clerked for the Franklin County Municipal Court Judges and Magistrates while attending law school. As a clerk she assisted Judge Ann Taylor in drafting a decision of first impression in the State of Ohio that was upheld by the Ohio Supreme Court. After becoming licensed in 2004, Stephanie started Dailey Law Offices, a small law office focusing on Bankruptcy Law, Family Law, Criminal Law, Landlord Tenant Law and Estate Planning. Stephanie resides in Hilliard, Ohio with her husband Doug and their 2 year old daughter Abby. She has a dog Hagen and two cats Stewie and Lucy. Stephanie enjoys reading, running, spending time with family and friends and camping
William Mcginnis
William F. McGinnis is Of Counsel with Dailey Law Offices in the area of Criminal Law. Bill graduated from Kent State University in 1981 and received his JD from the University of Akron School of Law in 1990. Bill has extensive experience in the area of criminal law. He started his career with the Canton Law Department as an Assistant Prosecuting Attorney. He then became a Senior Prosecuting Attorney with Stark County Prosecutor's Office, where he was responsible for prosecuting major felony offenses. In private practice, Bill has defended individuals charged with all levels of felony and misdemeanor offenses in courts throughout Ohio
Sean Casey
Sean Casey joined Dailey Law Offices as an Associate Attorney in 2012. He practices in the areas of family law, estate planning, civil, commercial, criminal/traffic and probate. Prior to joining the firm, he operated a general solo practice and had served as a law clerk for the judges of the Franklin County Municipal Court. Sean graduated cum laude from Capital University Law School, where he was also an associate editor of the law review
Staff Profiles
Kelly M Ewald
Kelly M. Ewald joined Dailey Law Offices in September 2010 as a paralegal. Kelly is a 2007 Graduate of the University of Phoenix with a bachelor's degree in business management. Prior to joining Dailey Law Offices, she worked as a paralegal in the areas of domestic relations, bankruptcy and juvenile relations and managed a law firm for four years. When Kelly is not spending time with her two year old son and husband of five years, she is an avid scrap booker and enjoys participating in and watching all sports
Frequently Asked Questions
Will filing Bankruptcy stop foreclosure proceedings?
If a foreclosure complaint has been filed against you or the bank is threatening to file a foreclosure complaint, one of Dailey Law Offices' experienced Columbus Bankruptcy Lawyers can file a Chapter 13 bankruptcy to immediately stop a foreclosure. A bankruptcy can be filed as late as the day before your house is set to be sold at sheriff's sale
Can I keep my home and still file a Chapter 7 bankruptcy?
If you are current on mortgage payments you may file a Chapter 7 bankruptcy and still keep your home
Will filing Bankruptcy stop a garnishment?
If you are facing a potential garnishment or have had wages garnished from your paycheck or your bank account has been attached, contact one of Dailey Law Offices' Columbus Bankruptcy Lawyers today to end garnishment by filing bankruptcy. Any wages that are garnished or money that is taken from your bank account after you file for bankruptcy must be returned
Will I be able to retain my vehicle if I file bankruptcy?
You will be able to retain your vehicle if you file a Chapter 13 or a Chapter 7 bankruptcy. If you file a Chapter 13 bankruptcy you will be paying your car payment through the plan. If you file a Chapter 7 and your vehicle is not yet paid off you will be required to file a reaffirmation agreement, reaffirming your obligation on the automobile loan. If the vehicle is paid off you will not have any issues with retaining your vehicle unless you have equity in the vehicle above the allowable exemption amount. One of Dailey Law Offices' experienced Columbus Bankruptcy Lawyers will discuss this with you at your free initial consultation
Can I be fired for filing bankruptcy?
Your bankruptcy will stay on your credit report for 7-10 years after you file for bankruptcy, however you will be able to begin rebuilding your credit much sooner than that. You will be able to obtain secured credit cards and loans with a higher rate of interest initially and as time passes and your payment history proves itself your credit will start to build up again
Can I file bankruptcy individually if I am married?
Yes. But if you are living with your spouse then you must include their income for the purposes of the income means test. If your spouse does not file bankruptcy with you he or she will still be liable on any joint debt. One of Dailey Law Offices' Columbus Bankruptcy Lawyers can discuss this issue with your in more detail if you are married and wish to file individually
Is there any debt that is non-dischargeable?
Yes. Some tax debt, student loan debt and any domestic support obligations
How can I stop creditors from harassing me?
As soon as your petition is filed an automatic stay is placed on any legal proceedings currently pending against you and prohibits creditors from filing any future proceedings or from calling you to collect on a debt