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Finney Insurance Agency Inc
392 Main St.
Harleysville, PA 19438
Uber
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Auto
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Auto
Auto Insurance
Get a 12-month auto insurance quote now or contact our agency for more information about ERIE’s auto insurance options.
Your car is an essential part of your daily routine.
Whether you’re running errands, driving to work or planning a road trip with family or friends, you depend on your vehicle to get you where you’re going - safely.
If you do get into an accident, you can count on our agency and the coverage provided by an Erie Insurance auto insurance policy to get you back on track.
Coverage Details
ERIE offers a number of discounts to help you save money on your auto premiums and optional coverages to broaden your protection even further. If you have any questions or you’re an Erie Insurance Customer and need to report an auto insurance claim, contact our agency. On evenings and weekends, call ERIE’s claims hotline at (800) 367-3743. Auto insurance typically covers your vehicle, its contents and legal obligations or medical expenses that may arise from an accident, as well as providing coverage in case the person at fault for the accident is uninsured or underinsured. ERIE’s auto policy also includes extra features that you won’t usually find in other companies' policies. Here’s a sampling:
If your car is disabled because of a covered loss
ERIE will pay up to $75 per person for travel costs, including meals and lodging (Exceptions apply in certain states; see what's available in North Carolina).
Immediately after a comprehensive covered loss
ERIE will cover your transportation expenses up to $20 per day/$900 per loss ($15 per day/$450 per loss for stolen vehicle claims only in North Carolina; does not apply to any other comprehensive losses).
ERIE will pay up to $2,000 for damage to a non-owned trailer ($1,500 limit in North Carolina).
Your comprehensive deductible for windshield repairs will be waived when a damaged windshield is repaired instead of replaced.
Additional payment or premium is required in New York.
Protect Your Home with ErieSecure Coverage
With an ErieSecure Home® Policy1, we will look out for your home and belongings. With this policy, ERIE offers:
Competitive pricing with discounts
Superior claims service
Bundled endorsements to give you some of our most popular coverages
Guaranteed Replacement Cost
That means your home will be covered in full if it's damaged or destroyed.
Increase Your Protection with Bundled Endorsements
You can expand your protection beyond the standard ErieSecure Home Policy with higher limits and additional coverages by choosing one of three surprisingly affordable endorsement bundles. An endorsement is simply a change or addition added to your policy to match your specific needs.
Advantage
You'll get all the protection of an ErieSecure Home Policy, plus the added security of ERIE's Identity Recovery and Fraud Reimbursement Coverage, and increased limits for things like theft of furs, silverware and jewelry.
Plus
You'll get all of the benefits of Advantage, plus higher limits for things like trailers, watercraft, debris removal, personal computers and business personal property. ERIE will also waive your deductible for losses over $50,000.
Select
You'll get all the benefits of Advantage and Plus, but you can increase your policy limits even more.
Home Insurance - ErieSecure Home Advantage
With the Advantage bundle for your home insurance, you'll get all the protection of an ErieSecure Homesm Policy, plus the added security of ERIE's Identity Recovery and Fraud Reimbursement Coverage and increased limits for other coverages.
Features
Here's a sampling of some of the increased limits and additional coverages that would be available to you:
$25,000 Identity Recovery and Fraud Reimbursement
$750 increased limits for theft of money
$5,000 increased limits for theft, misplacing or losing jewelry, guns, silverware** and trading cards**
$500 increased limits for theft of media from a vehicle
$1,000 coverage for lock replacement
Optional Coverages to Consider
We can help you choose the coverage that's right for you. Contact our agency today to get a free home insurance quote. Some other options to add to your policy to protect your home and everything in it:
Earthquake coverage
This endorsement can be purchased with a percentage deductible of the amount of insurance.
Scheduled personal property
Covers items such as jewelry, cameras, musical instruments and fine arts.
Sewer and drain back up
Covers up to $5,000*** for a loss caused by water or sewage that back up through sewers or drains or overflows from a sump pump.
Blanket Jewelry
Covers your jewelry without making you list and schedule each item.
Home Insurance - ErieSecure Home Plus
With the Plus bundle for your home insurance, you'll get additional coverages, all the protection of ErieSecure Homesm Advantage, and be able to increase your policy limits even more. Here are a few examples:
Features
We'll also waive your deductible for losses over $50,000.
$2,500 coverage for trailers
$2,500 coverage for watercraft
$1,000 coverage for pets and animals
$1,000 coverage for automatic garage door openers
$10,000 for siding and roofing restoration
$10,000 for building additions and alterations
$5,000 for business personal property
Optional Coverage to Consider
To get started, contact our agency to get a home insurance quote. Some other options to add to your policy to protect your home and everything in it:
Earthquake coverage
This endorsement can be purchased with a percentage deductible of the amount of insurance.
Scheduled personal property
Covers items such as jewelry, cameras, musical instruments and fine arts.
Sewer and drain back up
Covers up to $5,000** for a loss caused by water or sewage that back up through sewers or drains or overflows from a sump pump.
Blanket Jewelry
Covers your jewelry without making you list and schedule each item.
Home Insurance - ErieSecure Home Select
With the Select bundle for your home insurance, you'll get all the protection of ErieSecure Home Advantage and Plus, and be able to increase your policy limits even more.* Here are a few examples:
Features
$1,500 increased limits for theft of money
$10,000 increased limits for theft, misplacing or losing jewelry, precious stones, furs, guns, silverware** and trading cards**
$1,000 increased limits for theft of media from a motor vehicle
$2,000 for lock replacement
$5,000 coverage for trailers
$5,000 coverage for watercraft
$2,000 coverage for pets and animals
$2,000 for automatic garage door openers
$10,000 for siding and roofing restoration
$10,000 for building additions and alterations
$5,000 for business personal property
Optional Coverages to Consider
To get started, contact our agency to get a home insurance quote. Some other options to add to your policy to protect your home and everything in it:
Earthquake coverage
This endorsement can be purchased with a percentage deductible of the amount of insurance.
Scheduled personal property
Covers items such as jewelry, cameras, musical instruments and fine arts.
Sewer and drain back up
Covers up to $5,000***, or you can increase the coverage amount, for a loss caused by water or sewage that back up through sewers or drains or overflows from a sump pump.
Blanket Jewelry
Covers your jewelry without making you list and schedule each item.
Other Coverage
Flood insurance is also available for all types of homes including condos. You can even purchase flood insurance to protect your possessions if you rent your home. With ErieSecure®, ERIE also offers coverage for:
Renters Insurance - ErieSecure
If you rent, you need coverage that helps protect your belongings. ErieSecure Tenant® is specially designed for renters like you, with coverage for:
Personal property wherever it may be.
Loss of use, which covers your additional living expenses if you have to relocate temporarily after a covered loss.
Personal liability occurring anywhere in the world for personal injury, bodily injury or property damage.
Medical payments to others who are injured in an accident that happens at your premises or from something you might do.
Condo Insurance - ErieSecure
If you own a condo, you need coverage that helps protect your place and your belongings. ErieSecure Condo® is specially designed for you, with coverage for:
Personal property wherever it may be.
Loss of use, which covers your additional living expenses if you have to relocate temporarily after a covered loss.
Loss assessments up to $5,000 that your association might require you to pay if the association has too little coverage.
Building additions or alterations, including dwelling and real property coverage up to $5,000.
Personal liability occurring anywhere in the world for personal injury, bodily injury or property damage.
Medical payments to others who are injured in an accident that happens at your premises or from something you might do.
Manufactured Home Insurance - ErieSecure
An ErieSecure Home® Policy safeguards your:
Manufactured or mobile home and any attached structures.
Other structures at your premises separate from the dwelling.
Personal property wherever it may be.
Loss of use to cover the additional living expenses you incur due to temporary relocation.
Personal liability for bodily injury or property damage claims brought against you anywhere in the world.
Medical payments to others who are injured in an accident arising from your premises or personal activities.
Rental Coverage for Landlords - ErieSecure
If you're a landlord, Erie Insurance's ErieSecure Rentalsm Policy* offers coverage to help protect your rental properties. The coverage is similar to homeowners insurance, but it's tailored to meet your needs. The coverage provides:
Guaranteed replacement cost** loss settlement for the dwelling.
With guaranteed replacement cost, the property will be covered in full if it's damaged or destroyed.
Replacement cost loss settlement for personal property.
Replacement cost is today's cost to replace the personal property with materials of like kind and quality.
Comprehensive coverage for the dwelling, other structures and personal property.
This provides protection against losses such as fires, lightning, windstorms or hail.
Premises liability protection for personal injury, bodily injury, property damage and medical payments.
Optional Coverages to Consider
And, Erie Insurance will waive the policy deductible for any loss from a covered peril, such as a fire, exceeding $50,000. You can expand your protection beyond the standard rental property coverage with the Rental Policy Plus endorsement. This optional coverage lets you increase your policy limits even more for things like:
Trees, shrubs, plants and lawns
Debris removal
Siding and/or roofing restoration coverage
Fair rental value
If your tenant has to move out because of a fire or other loss, ERIE pays you for the lost rental income.
Payment for an automatic garage door opener
Lock replacement after a loss
Loss assessment
If a housing association charges an assessment to members, coverage is available.
Ordinance or law coverage
Identity Recovery Coverage, including identity theft management service, expense reimbursement and fraud coverage
More Coverages to Consider
We can help you choose the policy and coverage that's right for you. Contact our agency today to get started. Some other options to add to your policy to protect your property:
Earthquake coverage
Sewer or drain backup coverage
Sinkhole coverage
Mine subsidence coverage (not available in all states)
** Not available in Virginia. ***Sewer and drain backup coverage not subject to $5,000 limit in Virginia.
Business Insurance
As a business owner, you work hard to cultivate and maintain your business. You want to keep your business, employees and other investments safe but the risks you face every day threaten what you've built. Erie Insurance has put its knowledge of risks to work by offering products and services to help protect you and your business. Read more about the coverage that is available from Erie Insurance and our agency.
Retail, Offices, Service, Religious Organizations, Wholesale
Ultrapack Plus
ERIE's Ultrapack Plus Policy is designed to provide insurance coverage for: Small to medium-sized retail, wholesale, office and service businesses. Examples include gift shops and specialty stores, bakeries, deli and coffee shops, barber shops and beauty salons, accounting and bookkeeping firms, and medical and dental offices. Religious organizations.
Apartment Buildings, Condo Associations, Building Owners
Ultrapack Plus
As a property owner, you have special insurance coverage needs. ERIE's Ultrapack Plus Policy will help protect property owners, who may need property and liability coverage for their apartment buildings, condominiums, leased offices, shopping centers and other properties.
Manufacturing, Restaurants, Hotel/Motel
Ultraflex
ERIE's Ultraflex Policy can be specifically tailored to provide insurance coverage for any eligible business or institution such as hospitality, institutional, contracting, manufacturing and processing operations. Examples include restaurants, hotels, golf courses, printers, daycare centers, grocery stores, commercial contractors, machine shops and tool and die shops.
Contractors
Fivestar for Contractors
ERIE's Fivestar Contractors program is designed for artisan tradespeople and residential construction contractors. Additional coverage can be written to meet your business needs for employee tools, contractors’ equipment, voluntary property damage, and installation and builders’ risk coverages.
Business Vehicles and Auto Sales, Service and Repairs
Business Auto and Garage Auto
ERIE’s Business Auto Policy provides liability, collision and comprehensive coverage to meet your business needs. Whether you own retail, wholesale delivery, contractor or service industry vehicles, ERIE will customize your policy to meet your specific needs. ERIE’s Garage Auto Policy provides insurance for all aspects of auto sales and service. This policy provides liability coverage for your work and the physical damage coverage on your and your Customers’ vehicles. Eligible businesses include auto repair garages, service stations, auto detailers, and franchised and non-franchised auto dealerships.
Special Lines Coverage
Business Catastrophe Liability
ERIE’s Business Catastrophe Liability (BCL) Policy provides additional liability coverage for eligible business operations. It serves as a financial reserve or cushion against a judgment beyond the limits of your primary liability policies.
Employment Practices Liability Insurance
An Employment Practices Liability (EPL) claim can be leveled at any business. Any of these practices - hiring, performance assessments, payroll decisions and terminations - can give rise to an EPL claim. EPL insurance is an affordable way for business owners to protect against employees’ claims alleging discrimination, wrongful termination or harassment, including sexual harassment. EPL provides coverage for damage and defense costs arising out of these claims. ERIE can also provide coverage for unknown prior acts and third-party liability.
Workers' Compensation
Workers’ Compensation insurance provides coverage for employees injured in the workplace or in the course of their employment. It pays for medical bills and lost wages as required by state law. The policy also provides Employers’ Liability insurance for any related suits that are permitted under state law. ERIE provides many services to help prevent and manage employee injury, including loss control resources, physician panels and medical management.
Commercial and Contract Bonds
Your word is your bond; however, in some instances, you’ll need that in writing. ERIE’s bond program offers several surety tools to satisfy your business requirements. The variety of ERIE products includes Contract Bonds, License and Permit Bonds, Court Bonds, Judicial Bonds, Public Official Bonds and Financial Guaranty Bonds.