The Coldwater Cafe is a restaurant housed in a former bank building in the heart of downtown Tipp City. The restaurant offers quality dining in a small-town setting. The decor is warm and welcoming and is a delight for the senses. The fireplace creates a cozy atmosphere while the full bar allows patrons a relaxing stop while awaiting a fabulous meal. The inviting atmosphere encourages relaxed conversation. You may be surprised to find that a restaurant in such a small town has some rather sophisticated choices on the menu alongside your more normal fare, with things such as ostrich being offered.