At Jackson and Associates, clients gain confidence from working with a savvy legal professional with a deep understanding of the specifics their individual situations present. "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This Web site is not intended to be an advertisement or solicitation."
What We Do
Jackson and Associates draws on deep experience in each of our areas of practice, and we maintain active standing in numerous related professional and community organizations.
That combination gives us insight based not only on past successes, but a close observance of trends and best practices related to your situation.
Our Practice Areas
In Alabama, negligence is defined as the failure to exercise reasonable care or such care that a reasonably prudent person would have exercised in the same or similar circumstances.
A personal injury is any harm caused to a person, such as a broken bone, a cut, or a bruise. These injuries may result from the negligent acts of another person or business entity. If a personal injury results from the negligent acts of another then you may be entitled to compensation for your injuries. Compensation may consist of money for medical expenses, pain and suffering, mental anguish, permanent injury or disfigurement, and loss of income or ability to earn. The amount of compensation is determined by nature of your injury and the circumstances of the incident.
Claims for personal injury may arise from automobile or truck wrecks, product defects, medical malpractice, construction accidents, premises defects, work related accidents, wrongful death and many ot
If you have suffered an injury caused by another person or business, you should consult with an attorney to discuss the circumstances and whether another person or business is legally responsible to pay compensation.
Personal Injury Practice Areas
Tractor Trailer Wrecks
Slip & Fall
Nursing Home Abuse and Neglect
Animal and Dog Bites
Property Insurance Representation
An Insurance 'Insider' Who Fights For Your Insurance Compensation
Fighting Back For Your Insurance Claim Recovery
People trust their insurance companies to provide them with full compensation following a property disaster or injury. Unfortunately, people rarely receive all of the insurance money they are due. Insurance companies calculate damage claims using a computer process that undervalues claims. By design, materials and labor are valued lower than true market values. By doing this, insurance companies can defend their choices to undercut customers. They can say "our estimates show we should pay you this much" when, in reality, the cost is much greater. When an insurance company delays or refuses to pay on a valid claim without a good reason, it is considered to be in "bad faith" of the insurance contract. At Jackson and Associates, we make compensating clients our mission. We stand firmly with clients, helping them to fight back against bad faith insurers in a variety of Alabama property damage and personal injury scenarios.
Alabama's Claim Attorney For Storm Damage, Fire Damage, Personal Injury And Workers' Comp
If your home, car or other property was damaged, it is important that you obtain the full amount due to you under your insurance policy. Retain our law firm, and we will pursue the full amount of compensation permitted by the insurance contract for your:
Storm damage from tornadoes, hurricanes, flooding and severe storms
Fire damage caused by lightning, an accidental blaze or arson
Damage to your car, truck, motorcycle or other motor vehicles in an auto insurance claim
Property damage to home, auto and other property
Injuries due to negligence in car accidents, accidents on property and other causes
Work injuries covered by workers' compensation
Work-related injuries caused by third parties and not covered by workers' compensationan Insurance 'Insider' Who Fights For Your Insurance Compensation
Examination Under Oath Proceedings
In Alabama, property and casualty insurance companies are making aggressive use of the examination under oath provision of insurance contracts.
The examination permits the insurer to observe the insured's demeanor and trustworthiness and to obtain detailed information concerning the insured's claims after a loss.
The examination under oath is a formal proceeding before a court reporter and recorded in a verbatim transcript.
Every question and answer is made a part of the record.
Why You Need An Attorney
Do not go to the examination under oath without a lawyer present.
Jackson and Associates will guide you through this process. It is important to work with an attorney who has experience handling property insurance litigation when you receive an examination under oath notification from your insurance company.
Attorney Alan L. Jackson was a former insurance adjuster and has decades of experience handling examination under oath proceedings and issues.
Your Duties As A Policyholder
In the policy contract, your insurer has given itself the right to question you "under oath" about the details of the loss/claim. "Under oath" means you legally swear that your answers are truthful. Property insurance contracts almost universally dictate certain duties to policyholder(s) in the event of a covered loss. These duties usually require the insured to:
Prepare an inventory of damaged personal property showing the quantity, description, actual cash value and amount of loss.
Attach all bills, receipts and related documents that justify the figures in the inventory.
Show the damaged property
Provide the insurer with records and documents as requested
Submit to examination under oath, while not in the presence of any other insured
Inventory Of Your Personal Property
You will be directed to bring documents of your policies, financial statements and receipts showing your losses.
This can be impossible if you had a fire loss or other storm damage that ruined these documents. You are required to make every reasonable effort to reproduce these documents.
We can help you through this process.
We have methods to help us obtain at least some of these documents to provide evidence of the property and assets you lost.
The insurance carrier is entitled to view your financial records to determine that you had the income or credit to actually purchase the items you are claiming as a loss.
This can have a substantial impact during your proceeding. We will ensure all information provided is accurate and that you have the financial statements and documentation to back up your inventory list.
Contact Our Law Firm Right Away
Do not wait to contact us if you have received a notification for an examination under oath proceeding.
You need our help. Call us at 256-281-9589 or contact us online to schedule a free consultation.
Catastrophic Storm Losses
Attorney For Hurricane And Tornado Damages Serving Alabama And The Gulf Coast
Severe storms are a common occurrence in Alabama.
Tornadoes, hurricanes, floods and severe weather cause millions of dollars of damage to homes, vehicles and other property each year.
Unfortunately, unscrupulous insurance companies are even more common.
Although your insurance policy contract may cover the full value of your damaged home, farm or business, it is unlikely your insurance company will surrender that value without a fight. These days, many insurers' business models are based on limiting insurance payouts, even when the accompanying insurance claims are valid and accurate.
For this reason, it is important that you retain an experienced Alabama property damage attorney any time you have a catastrophic storm damage claim.
At Jackson and Associates, we assist policyholders throughout the state in obtaining full compensation from insurance companies for their storm damage to property.
Why Should I Hire An Attorney For My Storm Damage Claim?
The insurance company is not on your side.
We are. Our founding attorney, Alan L. Jackson, worked for more than 20 years as an insurance adjuster. For twelve years, he has worked as an insurance claim attorney, helping to obtain insurance compensation for his policy holding clients.
Recover The Full Value Of Your Fire Damage | Free Consultation
Fire is a common cause of property damage to Alabama homes.
Dry conditions and high temperatures often result in the destruction of many years of hard work and savings. When your property is damaged by fire, it is important that you pursue the full amount of compensation allowed by your homeowners policy.
Jackson and Associates represents the interests of Alabama homeowners, business owners and others who have had property damaged by fire.
We help our clients recover the money they need to repair, rebuild or move on after an encounter with serious fire damage.
What We Can Do For You | Insurance Dispute Lawyer
Many people who file damage claims find that their insurers are unwilling to pay the requested amounts.
Sometimes, this happens because the insurer is looking for an easy way to save money. Other times, the insurer suspects that the insured person is exaggerating the damage or lying about how the fire was caused.
Our founding attorney, Alan L. Jackson, is an insurance industry veteran who is familiar with the tactics insurance companies use to avoid paying fire damage claims.
Through our law firm, he can help you by reviewing your claim and performing an investigation of the fire that is parallel to the insurance company's investigation.
Retain our law firm, and he will work to prove the cause of your fire
Use photos and records to establish the replacement values of what was lost, and pursue those amounts zealously - whether in court, in settlement negotiations, or in court-ordered arbitration or mediation. We can also pursue compensation for living expenses while you are displaced from your home.
If the insurance company suspects, or is pursuing charges against you for insurance fraud, we will work to clear you by establishing another cause for the fire.
How We Can Help
Eagle Law, we believe in the fundamental concept that an individual is innocent until proven guilty.
Too often, you might forget the burden of proof rests on your accusers. Don't let them bully you. Jackson and Associates rightfully enjoys a reputation for aggressive, proactive criminal defense. You can count on us to examine every aspect of any charges you might face, while keeping you up to date as your case progresses. We believe that the mistakes of yesterday do not define tomorrow.
Areas We Cover
Assault & Battery
DUI & DWI
Murder & Homicide
How We Can Help
These situations are too often real sources for pain and stress.
It's why we've developed a comprehensive array of family law services to let you manage your day-to-day life, knowing your best interests are always priority number one in the eyes of Jackson and Associates.
Areas We Cover
Child Custody & Support
Chapter 13 Bankruptcy
Jackson and Associates provides legal advice to guide clients through the Chapter 13 bankruptcy process.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy enables individuals who receive a regular income to develop a plan to repay their debts in installments over three to five years. A few types of borrowers who may benefit from filing for Chapter 13 bankruptcy are those whose homes or vehicles are at risk of foreclosure or repossession, those with excessive income tax or student loan debt, and anyone owing criminal fines, traffic tickets, or past-due child support. Borrowers whose income is too high to file for Chapter 7 may qualify for Chapter 13 bankruptcy. For more information on bankruptcy, check out these common bankruptcy myths.
The Bankruptcy Process
Under Chapter 13 bankruptcy, borrowers work with an attorney to create a plan that highlights how debts, liens, assets, and liabilities will be dealt with. The borrower usually gets to keep his property, although creditors are usually repaid less money since the borrower can't afford to repay the amount in full. Chapter 13 bankruptcy stays on individuals' credit reports for up to seven years, but sometimes borrowers begin getting approved for new credit accounts as soon as 12 to 24 months after filing. However, some borrowers who have declared bankruptcy have trouble obtaining new credit accounts after the filing due to the risk associated with bankruptcy.
Contact Jackson and Associates
Jackson and Associates is experienced in bankruptcy and would be proud to guide you through the bankruptcy filing process. Our staff is dedicated to getting to know each client and their specific circumstances, so we'll create an action plan tailored to your best interests.
Chapter 7 Bankruptcy
If you're thinking about declaring bankruptcy, contact Jackson and Associates for legal advice from one of our Chapter 7 lawyers.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy gives debtors a fresh start by eliminating many of their debts, including credit card bills, personal loans, medical bills, and wage garnishments. Debtors must meet certain income criteria to be eligible for Chapter 7 bankruptcy; those whose income level makes them ineligible may qualify for Chapter 13 bankruptcy instead. Some filers whose income exceeds the state's median income may be eligible depending how much "excess" money is left over to repay debts after taking into account their necessary living expenses.
The Bankruptcy Process
With a few exceptions, all debtors must participate in a credit counseling course with a government-approved nonprofit credit counseling agency before filing for Chapter 7 bankruptcy to determine if there's another way to repay the debt. Borrowers who have filed for Chapter 7 bankruptcy are often allowed to keep their assets, including their home, vehicles, retirement accounts, cash, and other assets; mortgage and auto loans will not be affected by the bankruptcy and should be paid as usual each month. Chapter 7 bankruptcy stays on the credit report for 10 years. This often makes credit less available and loan terms less favorable for borrowers who have declared bankruptcy; however, each debtor's experience will be different.
Contact Jackson and Associates
When you're looking at Chapter 7 lawyers in the area, Jackson and Associates for assistance. Our experienced team has helped many clients overcome their debt by guiding them through the bankruptcy process. Call our office today to schedule a free in-person consultation or phone call!
How We Can Help
We understand that true peace of mind can only come with the confidence that your lifetime of hard work and dedication rests in capable hands.
Creating that confidence takes a deep understanding of your goals and expectations. We take the time to learn exactly what those are for you. Always count on Jackson and Associates for intelligent strategy and a proactive approach for securing the future safety of your assets.
Areas We Cover
Estate Tax Planning
Powers of Attorney
Special Needs Trusts
disclaimer:pricing and availability subject to change.
Jackson And Associates Full Service Law Firm Serving All of Alabama And The Gulf Coast. Our experience runs deep and our successes are numerous, yet our motivation is simple. In our years of practice, the goal has always been to deliver the most effective results for each and every one of our esteemed clients. That core principle is backed by a true commitment to treating clients with the attention and respect they so rightfully deserve.